Defending Against Debt Collection Lawsuits
When a consumer is unable to repay a debt such as a credit card, he or she will find that many creditors, debt collectors, and junk debt buyers will not work with them. Even though the consumer wants to repay his or her debt, an affordable repayment plan is seldom offered. Instead, the consumer is sued in state court, and he or she needs a Deft Defense Attorney fast. We provide Debt Defense professional legal services to our clients. Once hired, we are successful in knocking off suspicious interest and fees tacked onto the account, work out affordable repayment plans, and even prove the consumer owes nothing.
We are particularly effective in dealing with junk debt buyers who purchase accounts from original creditors often with only a spreadsheet showing minimal data about a consumer. After tacking on thousands of dollars in interest, attorney’s fees, and costs, a junk debt buyer first must prove that it actually owns and controls the consumer’s debt. Because junk debt buyers cannot locate the cardholder agreement, statements proving activity, and other necessary documents, the lawsuit against the consumer fails in the absence of evidence.
If you have been sued by a debt collector or law firm seeking repayment of a consumer debt, please contact us right away to learn about your defense rights and what value we can bring to your defense. Your initial telephone consultation is free, and you will find that our flat attorney’s fees are reasonable and affordable.
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