Sometimes a New Jersey consumer may give a sum of money to an insurance company or other entity in exchange for a promised stream of income usually paid monthly (an annuity contract). Other times, an insurance company is given a sum of money on behalf of a consumer to compensate for a personal injury. In [...]
debt defense
First National Acceptance Co., LLC, (FNAC), a New Jersey debt collector represented by attorneys for Hayt, Hayt & Landau, LLC (HHL), suddenly dropped its $43,386.32 lawsuit over an alleged consumer debt at trial on the record in the Superior Court of New Jersey. The lawsuit alleged that FNAC, a debt buyer of old defaulted consumer [...]
Hayt, Hayt & Landau is a New Jersey debt collection law firm with an office in Philadelphia. Despite many other sources on the internet claiming otherwise, its dunning letters and especially its lawsuits should be taken very seriously. It is a “real law firm” despite many erroneous websites claiming otherwise. The collection law firm is [...]
Defending Against Debt Collection Lawsuits When a consumer is unable to repay a debt such as a credit card, he or she will find that many creditors, debt collectors, and junk debt buyers will not work with them. Even though the consumer wants to repay his or her debt, an affordable repayment plan is seldom [...]