fair credit

Removing Inaccurate Information from Your Credit Reports

– Posted in: fair credit
Inaccurate Credit Reports Can Be Corrected

Credit Reports.  If you are struggling with a financial crisis, you may be overwhelmed with a sense of helplessness. Poor credit reports can be a continuous drain on your financial opportunities, and employers are increasingly resorting to credit reports to make hiring decisions. The Fair Credit Reporting Act (“FCRA”) grants you the right to challenge [...]

Repairing the Damages Caused by Identity Theft

– Posted in: fair credit
Inaccurate Credit Reports Can Be Corrected

Over 9 million Americans become victims of identity theft every year according to the Federal Trade Commission. Fraudulent purchases total $31 billion per year while the total economic impact to businesses is valued at a staggering $221 billion. However, the real cost to victims of identity theft is the damage done to their credit and [...]

The Fair Credit Reporting Act Provides Important Consumer Protections

– Posted in: fair credit
Asset Acceptance to Make Greater Use of Credit Reports When Deciding to Sue

Congress enacted the Fair Credit Reporting Act (FCRA) to provide consumers with important consumer rights regarding the information found in their credit reports.  The FCRA also provides consumers a valuable opportunity to correct erroneous or inaccurate information in their reports. Originally passed in 1970, the Fair and Accurate Credit Transactions Act of 2003 made substantial [...]