LVNV Funding LLC is a junk debt buyer, aptly named, because its business model is built entirely around gambling. The losers of its gambling, however, are flesh-and-blood consumers, not faceless casinos in Las Vegas, Nevada. Junk debt buyers buy old, defaulted consumer debts for pennies on the dollar and then try to collect the full [...]
fair debt
The consumer allegedly secured a Gateway credit account in Pennsylvania to purchase a computer for her daughter’s college education. The consumer applied for the account, received the computer, paid the account’s minimum payments, and eventually defaulted all while living in Pennsylvania. After losing earned income, the consumer could no longer repay the Gateway account. Four [...]
A consumer was alleged to owe a Discover Bank credit card after she defaulted and was unable to pay the remaining balance. Discover Bank hired the Pennsylvania collection law firm, Stock & Grimes, LLP, to collect the remaining balance. Stock & Grimes filed a debt collection lawsuit 3 years after the consumer defaulted but before [...]
When consumers get in over their heads financially, they may become the victims of harassing phone calls from overzealous debt collection agencies. These agencies often practice other unscrupulous tactics that are illegal. The Fair Debt Collection Practices Act (FDCPA) was passed in 1978 to protect consumers from abusive and harassing behavior by debt collectors. The [...]
A Harrisburg-area woman accused the debt collection law firm, Patenaude & Felix, A.P.C. of Carnegie, PA and San Diego, CA, of unfair debt collection tactics when it attempted to collect an alleged Target National Bank consumer credit card account. Her accusations are found in a lawsuit she filed in the Middle District of Pennsylvania alleging [...]
A consumer filed a lawsuit against Evans Associates, a junk debt buyer of old, defaulted consumer debts, accusing it of violating the Fair Debt Collection Practices Act (FDCPA). The consumer alleged in the Complaint that Evans Associates, located at 3842 Harlem Road, Suite 400-329, Buffalo, NY 14215, contacted the consumer and falsely claimed there was [...]
A New Jersey man hired the Law Office of Dimitrios Kolovos, LLC to file a lawsuit against the debt collector National Credit Adjusters L.L.C. of Hutchinson, Kansas. The Complaint alleged that the Defendant violated the Fair Debt Collection Practices Act (FDCPA). The FDCPA is powerful consumer rights statutes regulating the conduct of consumer debt collectors. [...]
A New Jersey woman hired the Law Office of Dimitrios Kolovos, LLC to file a lawsuit against the debt collector Portfolio Recovery Associates LLC for allegedly violating the Fair Debt Collection Practices Act (FDCPA), the N.J. Identity Theft Prevention Act (ITPA), and for publishing private facts about her. Both The FDCPA and the ITPA are [...]
A Chester County woman, a consumer, struck back at a national junk debt buyer, Midland Funding LLC, when its debt collection law firm, Mann Bracken, LLP, allegedly violated her debt collection rights. The woman filed a lawsuit under the Fair Debt Collection Practices Act (FDCPA), when Midland Funding’s agent threatened her and harassed her over [...]