fair debt

Junk Debt Buyer LVNV Funding LLC Busted to the Tune of $12.5 Million Dollars to Resolve Alleged Violations

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LVNV Funding Filed Tens of Thousands of Junk Debt Lawsuits without a License

LVNV Funding LLC is a junk debt buyer, aptly named, because its business model is built entirely around gambling.  The losers of its gambling, however, are flesh-and-blood consumers, not faceless casinos in Las Vegas, Nevada.  Junk debt buyers buy old, defaulted consumer debts for pennies on the dollar and then try to collect the full [...]

Federal Appeals Court Upholds Finding that Midland Funding Violated the FDCPA

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Midland Funding Violated the FDCPA Federal Appeals Court Rules

The consumer allegedly secured a Gateway credit account in Pennsylvania to purchase a computer for her daughter’s college education.  The consumer applied for the account, received the computer, paid the account’s minimum payments, and eventually defaulted all while living in Pennsylvania.  After losing earned income, the consumer could no longer repay the Gateway account. Four [...]

The FDCPA Provides Important Consumer Protections

– Posted in: fair debt

When consumers get in over their heads financially, they may become the victims of harassing phone calls from overzealous debt collection agencies.  These agencies often practice other unscrupulous tactics that are illegal.  The Fair Debt Collection Practices Act (FDCPA) was passed in 1978 to protect consumers from abusive and harassing behavior by debt collectors.  The [...]

What Are My Rights Under the FDCPA?

– Posted in: fair debt

If you use personal credit cards, owe money on a personal loan, have medical or student loan debt, or are paying on a home mortgage, you are a consumer debtor. If you fall behind in repaying your creditors, or an error is made on your accounts, you may be contacted by a "debt collector." You [...]

Debt Collector Patenaude & Felix Allegedly Ruined Family’s Opportunity to Refinance Mortgage

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A Harrisburg-area woman accused the debt collection law firm, Patenaude & Felix, A.P.C. of Carnegie, PA and San Diego, CA, of unfair debt collection tactics when it attempted to collect an alleged Target National Bank consumer credit card account. Her accusations are found in a lawsuit she filed in the Middle District of Pennsylvania alleging [...]

Debt Collector Evans Associates of Buffalo, NY Brought to Justice in Philadelphia, PA

– Posted in: fair debt

A consumer filed a lawsuit against Evans Associates, a junk debt buyer of old, defaulted consumer debts, accusing it of violating the Fair Debt Collection Practices Act (FDCPA). The consumer alleged in the Complaint that Evans Associates, located at 3842 Harlem Road, Suite 400-329, Buffalo, NY 14215, contacted the consumer and falsely claimed there was [...]

National Credit Adjusters Accused of Collecting Usurious Payday Loans

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A New Jersey man hired the Law Office of Dimitrios Kolovos, LLC to file a lawsuit against the debt collector National Credit Adjusters L.L.C. of Hutchinson, Kansas. The Complaint alleged that the Defendant violated the Fair Debt Collection Practices Act (FDCPA). The FDCPA is powerful consumer rights statutes regulating the conduct of consumer debt collectors. [...]

Consumer Sues Portfolio Recovery Associates LLC for Filing a Time-Barred Collection Lawsuit

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A New Jersey woman hired the Law Office of Dimitrios Kolovos, LLC to file a lawsuit against the debt collector Portfolio Recovery Associates LLC for allegedly violating the Fair Debt Collection Practices Act (FDCPA), the N.J. Identity Theft Prevention Act (ITPA), and for publishing private facts about her. Both The FDCPA and the ITPA are [...]

Philadelphia-Area Woman Strikes Back at Midland Funding for Alleged FDCPA Violations

– Posted in: fair debt

A Chester County woman, a consumer, struck back at a national junk debt buyer, Midland Funding LLC, when its debt collection law firm, Mann Bracken, LLP, allegedly violated her debt collection rights. The woman filed a lawsuit under the Fair Debt Collection Practices Act (FDCPA), when Midland Funding's agent threatened her and harassed her over [...]

SE Penna Man Sues Mann Bracken for FDCPA Violations

– Posted in: fair debt

A Chester County man accused the debt collection law firm of Mann Bracken, LLP of violating the Fair Debt Collection Practices Act (FDCPA), when it allegedly failed to verify and validate a consumer debt it was collecting. The consumer filed his FDCPA lawsuit in the Eastern District of Pennsylvania seeking a judgment against Mann Bracken [...]

NJ Woman Sues Arrow Financial Services for Threatening to Take her Furniture, Car, House & Paycheck.

– Posted in: fair debt

A New Jersey woman hired the Law Office of Dimitrios Kolovos, LLC to file a lawsuit against the debt collector Arrow Financial Services, L.L.C. for allegedly violating the Fair Debt Collection Practices Act (FDCPA). The FDCPA is a powerful federal law regulating the conduct of consumer debt collectors. The Consumer, an elderly widow, filed her [...]

PA Woman Sues Apothaker & Associates, P.C. for Debt Collection Violations

– Posted in: fair debt

A Pennsylvania woman hired the Law Office of Dimitrios Kolovos, LLC to file a lawsuit against the debt collection law firm, Apothaker & Associates, P.C., and several of its employees. The lawsuit alleges that the Defendants violated the Fair Debt Collection Practices Act (FDCPA), a powerful federal law regulating the conduct of consumer debt collectors. [...]

North New Jersey Woman Sues Hayt, Hayt & Landau and First American Acceptance Co., L.L.C. for Alleged Collection Violations

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A New Jersey woman hired the Law Office of Dimitrios Kolovos, LLC to file a lawsuit on her behalf against the debt collection law firm, Hayt, Hayt & Landau, LLC and its junk debt “client,” First American Acceptance Co., L.L.C. The Complaint alleges that the Defendants unlawfully and deceptively inflated the consumer's alleged debt with [...]

The Sindaco Law Firm Threatens to Unlawfully Garnish Wages Pennsylvania Woman Alleges

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The Law Office of Dimitrios Kolovos, LLC filed a Complaint on behalf of a Pennsylvania woman against The Sindaco Law Firm in the federal court for the Middle District of Pennsylvania. She seeks damages, attorney's fees, and costs of the litigation for the Defendants' alleged violation of the Fair Debt Collection Practices Act (FDCPA). The [...]

Pennsylvania Woman Strikes Back Against Unlawful Debt Collection

– Posted in: fair debt

The Law Office of Dimitrios Kolovos, LLC filed a lawsuit on behalf of a PA consumer against Richard J. Boudreau & Associates, LLC and employees alleging unlawful debt collection practices. The lawsuit is pending before the federal court in the Middle District of Pennsylvania and seeks damages, attorney's fees, and costs of the litigation. According [...]