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The Consumer Litigation Group of the Law Office of Dimitrios Kolovos, LLC, is a law firm located in Media, PA and Haddon Heights, NJ dedicated to protecting and vindicating the rights of consumers. … Brian T. Shaw
Joseph A. Mullaney, III Brian T. Shaw is a consumer rights attorney associated with the Law Office of Dimitrios Kolovos, LLC. His practice is focused on the protection and enforcement of consumer rights with a special… Joseph A. Mullaney, III is a Consumer Rights Attorney associated with Consumer Litigation Group (Law Office of Dimitrios Kolovos, LLC). His practice is exclusively focused on the protection and… As Consumer Rights Attorneys, we have an uncommon view into the legal framework of consumers and the law. Here, we use our legal experience and investigation abilities as attorneys to consult with…
The FDCPA was passed to protect consumers against abusive, unfair, and deceptive debt collection practices. We pride ourselves on pursuing FDCPA actions on behalf of consumers and against debt… When a consumer is unable to repay a debt such as a credit card, he or she will find that many creditors, debt collectors, and junk debt buyers will not work with them. Even though the consumer…
Each year thousands and thousands of consumers are denied credit, experience adverse credit actions, are offered credit on less-than-prime
terms, are denied employment, and experience many… With the current economy languishing for years, many consumers have been laid off, under-employed, or unable to find work while blowing through their savings, retirement accounts, tuition savings,… Terms and Conditions of Use
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… Welcome to the www.ConsumerLitigators.com website (hereinafter “Site”) of Consumer Litigation Group of the Law Office of Dimitrios Kolovos, LLC. This Agreement contains the terms, covenants,… The Law Office of Dimitrios Kolovos, LLC shares your concerns about maintaining the privacy of personal information collected on the Internet. The following privacy policy discloses the information… The reports, columns, editorials, and other content found in our website may provide an opportunity to the User to comment. However, comments are moderated and may appear when, if, and only if,… 1. GOALS: Here, at Consumer Litigation Group, our subject matter choices, investigation, gathering of news from sources, and reporting of consumer news to the general public (hereinafter “news… We own and/or assert our rights to the links, locators (“url”), and protocols (“http”) that store, locate, and link to the original works, copyrights, trademarks, and/or intellectual property… Constitutional Rights
Consumer Litigation Group, the Law Office of Dimitrios Kolovos, LLC engages in news media services. It provides consumer news and reports to the public in which it serves. … We are members of the National Association of Consumer Advocates (NACA). Its website states:
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First National Acceptance Co., LLC, (FNAC), a New Jersey debt collector represented by attorneys for Hayt, Hayt & Landau, LLC (HHL), suddenly dropped its ,386.32 lawsuit over an alleged… Hayt, Hayt & Landau, LLC is a New Jersey debt collection law firm with an office in Philadelphia. Despite many other sources on the internet claiming otherwise, its dunning letters and especially… Defending Against Debt Collection Lawsuits
When a consumer is unable to repay a debt such as a credit card, he or she will find that many creditors, debt collectors, and junk debt buyers will not… PA & NJ consumers with unmanageable debt can learn how bankruptcy can provide sensible options to deal with crushing debt.
Chapter 13 bankruptcy can let you reorganize your personal finances, but you should be concerned with how your car loans or leases will be affected if you decide to file. Because a Chapter 13…
The 341 Meeting is often regarded as mysterious. But, before we demystify the 341 Meeting, you should first be sure to know that bankruptcy is one option if you seriously cannot meet your…
What is Bankruptcy?
There are two main consumer bankruptcy Chapters which you can use to obtain a “fresh start.” Chapter 7 Bankruptcy is the most common example of consumer bankruptcy and is…
Tough economic times have caused millions of American consumers to experience extreme financial problems and out-of-control debt. Consumer bankruptcy may be a viable solution for those…
Capital One, a major issuer of credit card debt, is fully subject to the bankruptcy laws. Despite its sophistication as a major lender, it routinely flouts the Bankruptcy Code according to…
The short answer is maybe. It depends on the type of bankruptcy filed, the equity in your home, your state of residence, and who else owns the home with you. Let’s take it step-by-step.
F…
Congress enacted the Fair Credit Reporting Act (FCRA) to provide consumers with important consumer rights regarding the information found in their credit reports. The FCRA also provides…
When consumers get in over their heads financially, they may become the victims of harassing phone calls from overzealous debt collection agencies. These agencies often practice other unscrupulo… If you use personal credit cards, owe money on a personal loan, have medical or student loan debt, or are paying on a home mortgage, you are a consumer debtor. If you fall behind in repaying your… A Harrisburg-area woman accused the debt collection law firm, Patenaude & Felix, A.P.C. of Carnegie, PA and San Diego, CA, of unfair debt collection tactics when it attempted to collect an… A consumer filed a lawsuit against Evans Associates, a junk debt buyer of old, defaulted consumer debts, accusing it of violating the Fair Debt Collection Practices Act (FDCPA). The consumer alleged… A New Jersey man hired the Law Office of Dimitrios Kolovos, LLC to file a lawsuit against the debt collector National Credit Adjusters L.L.C. of Hutchinson, Kansas. The Complaint alleged that the… A New Jersey woman hired the Law Office of Dimitrios Kolovos, LLC to file a lawsuit against the debt collector Portfolio Recovery Associates LLC for allegedly violating the Fair Debt Collection… A Chester County woman, a consumer, struck back at a national junk debt buyer, Midland Funding LLC, when its debt collection law firm, Mann Bracken, LLP, allegedly violated her debt collection… A Chester County man accused the debt collection law firm of Mann Bracken, LLP of violating the Fair Debt Collection Practices Act (FDCPA), when it allegedly failed to verify and validate a consumer… A New Jersey woman hired the Law Office of Dimitrios Kolovos, LLC to file a lawsuit against the debt collector Arrow Financial Services, L.L.C. for allegedly violating the Fair Debt Collection… A New Jersey woman hired the Law Office of Dimitrios Kolovos, LLC to file a lawsuit against the debt collection agencies of Midland Funding, LLC, Midland Credit Management, Inc., and Nudelman,… A Pennsylvania woman hired the Law Office of Dimitrios Kolovos, LLC to file a lawsuit against the debt collection law firm, Apothaker & Associates, P.C., and several of its employees. The lawsuit… A New Jersey woman hired the Law Office of Dimitrios Kolovos, LLC to file a lawsuit against the debt collection agency, Collectcorp Corporation and its employee "Lynn Brochu" of Phoenix, Arizona. She… A New Jersey woman hired the Law Office of Dimitrios Kolovos, LLC to file a lawsuit on her behalf against the debt collection law firm, Hayt, Hayt & Landau, LLC and its junk debt “client,”… A New Jersey woman hired the Law Office of Dimitrios Kolovos, LLC to file a lawsuit on her behalf against the debt collection law firm, Hayt, Hayt & Landau, LLC and its junk debt “client,”… The Law Office of Dimitrios Kolovos, LLC filed a Complaint on behalf of a Pennsylvania woman against The Sindaco Law Firm in the federal court for the Middle District of Pennsylvania. She seeks… The Law Office of Dimitrios Kolovos, LLC filed a lawsuit on behalf of a New Jersey woman against Nosoma Systems, Inc. d/b/a Capital Collection Service in the federal court for the District of New… The Law Office of Dimitrios Kolovos, LLC filed a lawsuit on behalf of a PA consumer against Richard J. Boudreau & Associates, LLC and employees alleging unlawful debt collection practices. The… The Law Office of Dimitrios Kolovos, LLC filed a lawsuit on behalf of a Northeast Pennsylvania consumer against National Credit Adjusters, L.L.C. and three of its employees for unlawful debt… The Law Office of Dimitrios Kolovos, LLC filed a lawsuit on behalf of a New Jersey consumer against Hayt, Hayt & Landau, LLC and its "client," First American Acceptance Co., L.L.C., alleging that… The Law Office of Dimitrios Kolovos, LLC filed a lawsuit on behalf of a New Jersey consumer against Afni, Inc., a debt collector based in Bloomington, Illinois alleging that it violated the Fair Debt… Generally, a debt collector of consumer debt may not demand any more that what is legally due. Most consumer credit contracts have "acceleration clauses" where if you are deemed to be in default, the… You just received a call from a debt collector. But, you are not sure if it violated your rights. How might you know?
The Fair Debt Collection Practices Act (FDCPA), 15 U.S.C. 1692, et seq., is a… A debt collector calls you over and over again. You don't bother to answer the phone because you know he or she is not looking for you. But, after many weeks of this, you are annoyed! What can you… A debt collector calls and leaves message for you in your voicemail or on your answering machine. What should you do? SAVE THEM!
Leaving messages for you are "communications" under the Fair Debt…
As Americans struggle in this slow economy, debt collectors are finding creative ways of separating struggling debtors from their dollars. One way is the use of so-called “balance transfer…
The 68 year-old Florida widow, Linda Long, won the right to pursue West Asset Management (West Asset) for damages in a civil suit. A Florida judge assigned to the case found in her favor after… Aside from a smoky pool hall with its visible collection of baseball bats, payday loans are the next worst form of consumer lending. But, payday loans promise easy credit in a pinch. Friendly…
The new Consumer Financial Protection Bureau (CFPB) recently announced a program to catch persons and businesses violating financial regulatory laws. It particularly seeks tips from company…
Capital One, a major issuer of credit card debt, is fully subject to the bankruptcy laws. Despite its sophistication as a major lender, it routinely flouts the Bankruptcy Code according to… For the last known year, 2010 was the worst year for consumers dealing with debt collection agencies. According to the Federal Trade Commission (FTC), complaints about debt collectors are up 25%…
Two debt collectors were sentenced recently to 8 and 6-year prison terms for absconding with .7 million. Darrian Summers and Stefan Miller both of the former debt collection agency, Maxwell,…
When a woman can’t pay her bills, she should offer her body as payment demands a debt collector.
ABC-24 of Memphis, Tennessee reports that a debt collector would accept sex in exchange…
A debt collector looking to get a leg up in collections donned a sheriff’s uniform while collecting debts says a NBC-2 reporter in Fort Meyers, Florida. A Florida victim claimed in… According to a recent press release, NCO Group, Inc. (“NCO”) reports greater revenue for the third quarter of 2011 as opposed to the same quarter one year prior. Earning about 4 million, NCO… In 2009 while the economy was still in a free fall, Congress actually tried to protect a consumer for a change. Rather than a usual kowtow to big monied interests, the Credit Card Accountability,… Each year, entire forests are cut down to make wood into paper only to stuff your mailbox full of credit card offers and solicitations. Not only are they wasteful and annoying, but they are… After President Obama passed her over as chief of the newly-created federal consumer protection bureau, Elizabeth Warren announced today that she formed an exploratory committee to run for the senate… According to CNN, President Obama will not appoint Elizabeth Warren as director of the new Dodd-Frank consumer protection agency disappointing consumer advocates across the nation. Instead, he is… Of course, one should strive to repay his or her just debts. Blurring the lines, however, on the justness of one kind of debt is payday loans. Invariably, peddlers and marketers of payday loans are… The consumer debt collector, Advanced Call Center Technologies, LLC, alleged that Allen Jones of Dallas, Texas owed a consumer debt of less than 0.00. Allen Jones maintained that he did owe the… One man is alleged by the Minnesota Attorney General in a recent consumer protection lawsuit to control ultimately an alternate legal system in which the main parties and the "judges" before whom… Congress passed and the president signed the Fair Debt Collection Practices Act (FDCPA) in 1978 (Carter Administration). Congress acted to end the abuses and harassment occurring within the consumer… It's (Thanksgiving Day) (Christmas Day) (Sunday), and the debt collector is calling me. Surely this is illegal?!
No, it is not necessarily illegal. A debt collector may call you any day of the week… Has a debt collector threatened you with arrest, wage garnishment, or a lawsuit? In the United States it is unlawful for a debt collector, while collecting a consumer debt, to threaten to take any… A debt collector trying to collect a consumer debt has just contacted you by letter or telephone. You think you may owe the debt. O.K. Should you just pay it? What if you can't? What if it's not… Our client came to us alleging that the junk debt collector Midland Funding, LLC and its debt collection law firm Pressler & Pressler, LLP violated the Fair Debt Collection Practices Act… Consumer Litigation Group successfully obtained a judgment on behalf of its consumer client against the debt collector Collectcorp Corporation of Phoenix, Arizona. The consumer's Fair Debt… On April 11, 2011, the New Jersey federal court entered a judgment against Midland Funding, LLC pursuant to an agreement between the litigating parties. The judgment entered provides 50.00 to a… A New Jersey woman hired the Law Office of Dimitrios Kolovos, LLC to file a lawsuit against the debt collection agencies of Midland Funding, LLC, Midland Credit Management, Inc., and Nudelman,… The Takeaway:
In response to a consumer’s demand for verification of an alleged debt, the debt collector ordinarily must verify the debt by showing the creditor's grounds for the claim and provide… The Take-Away
A debt collector may lose in a debt collection lawsuit if it only produces a credit card agreement bearing no apparent relationship to the account, two contracts for the sale of the…
The Take-Away
A notice on the back of a collection letter written on attorney letterhead stating that no attorney has reviewed the account does not cure the deceptive impression that it is…
The Takeaway:
Essentially, a consumer has no rights under the Fair Credit Reporting Act (FCRA) unless he or she actually disputes an inaccurate credit report directly with the credit…
The Takeaway:
A consumer who carefully chooses to sue a debt collector in a friendlier local court should be able to prevent the removal of the lawsuit to a foreign federal court.
The…
The Take-Away:
A debt collector who takes or threatens legal action on a consumer debt after the statute of limitations has expired violates the FDCPA.
Facts:
Mr. Huertas had a credit card debt… The Take-Away:
A debt collector who communicates a misrepresentation of an amount owed on a consumer debt - though only to the consumer’s attorney - may still be liable under the FDCPA.
Facts:
Ms… Today, our client won a decisive FDCPA victory against Stock & Grimes, LLP and, indirectly, against Discover Bank. Our client alleged that Discover Bank through its debt collection law firm,… Our client came to us alleging that the junk debt collector Midland Funding, LLC and its debt collection law firm Pressler & Pressler, LLP violated the Fair Debt Collection Practices Act… Consumer Litigation Group successfully obtained a judgment on behalf of its consumer client against the debt collector Collectcorp Corporation of Phoenix, Arizona. The consumer's Fair Debt… A New Jersey man sued Cawley & Bergmann, LLP, a New York debt collector, and he alleged it violated the Fair Debt Collection Practices Act (FDCPA). His New Jersey federal court Complaint… Vohwinkel, Sullo & Associates, LLC of Nevada on behalf of its client, Crown Financial Group, Inc. of Florida is alleged to have mailed a threatening debt collection letter to a New Jersey… On April 11, 2011, the New Jersey federal court entered a judgment against Midland Funding, LLC pursuant to an agreement between the litigating parties. The judgment entered provides 50.00 to a… A civilian defense contractor dependent on her continued security clearances was subjected to abusive debt collection by Premium Asset Recovery Corporation (PARC) and false credit reporting, a… A South Jersey woman sued Midland Funding, LLC alleging that it violated the Fair Debt Collection Practices Act (FDCPA), 15 U.S.C. 1692, et seq. The woman alleged that Midland Funding violated the…
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