credit cards

In 2009 while the economy was still in a free fall, Congress actually tried to protect a consumer for a change.  Rather than a usual kowtow to big monied interests, the Credit Card Accountability, Responsibility and Disclosure (CARD) Act was passed in response to consumer anger over irresponsible credit card company practices.  Of particular concern [...]

Each year, entire forests are cut down to make wood into paper only to stuff your mailbox full of credit card offers and solicitations.  Not only are they wasteful and annoying, but they are designed to do one thing:  entice you to apply for yet another credit card and get deeper into debt. All that [...]