Media, PA Clock

PA Office
211 West State Street
Suite 204
Media, PA 19063
610-616-5303 tel
610-672-1944 fax

NJ Office
3 South Haddon Avenue
Suite 200
Haddonfield, NJ 08033
856-861-4241 tel
610-672-1944 fax

The Consumer Litigation Group of the Law Office of Dimitrios Kolovos, LLC, is a law firm located in Media, PA and Haddonfield, NJ dedicated to protecting and vindicating the rights of consumers. The firm concentrates its practice on lawsuits against debt collectors, defending consumers against debt collection lawsuits, enforcing credit reporting rights, and personal consumer bankruptcy.

The firm has solid experience in representing consumers in matters involving federal laws such as the Fair Debt Collection Practices Act, Fair Credit Reporting Act, Telephone Consumer Protection Act, and the U.S. Bankruptcy Code. The firm has likewise protected consumers using various state laws such as the New Jersey Consumer Fraud Act, the Pennsylvania Unfair Trade Practices and Consumer Protection Law, and the Pennsylvania Fair Credit Extension Uniformity Act as well as the common law. The attorneys of the firm have significant experience in litigating cases in both federal and state courts throughout PA and NJ.

It is the philosophy of the firm that the individual consumer deserves the ability to use the law to her advantage to the same extent as large corporations. It is our belief that the law is fundamentally designed to place a consumer on even grounds with large financial institutions and business, and we strive to use the law to our client’s advantage at every opportunity.

Many of our legal services are offered with no out-of-pocket fees to our consumer clients as many consumer protections laws require violators to pay attorney’s fees and costs in successful cases. Other legal services such as debt defense and consumer bankruptcy are usually offered at reasonable flat fees taking into account the nature of the case and the client’s objectives. In all cases, we offer a free initial consultation so that consumers can be educated as to their rights and can decide for themselves whether using our legal services is in their best interests given their particular situation.

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Consumer Debt Defense
More and more, consumers are finding themselves the defendants in debt collection lawsuits. Often, debt collectors file lawsuits that are improper or are supported with little or no evidence. Many debts are bought without documentation and without regard to validity. We hold them to their burden of proof. We can assist you with your debt collection lawsuit in an affordable, efficient, and sensible manner.
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Consumer Debt Defense or
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Debt Collection Harassment
As debt collectors scrape the bottom of the barrel seeking new consumer to collect from, their tactics can range from mildly annoying to outright hostile and harassing. Certain laws prohibit debt collectors from violating the rights of consumers including the right to fair treatment. We have years of experience in stopping debt collectors who go too far and filing lawsuits against them on behalf of consumers.
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Collection Harassment or
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Consumer Bankruptcy
Sometimes, unexpected events happen in life that result in difficulty repaying debts. This creates nearly unbearable anxiety and stress. Uninsured medical debts, divorce, job loss, and underemployment can all lead to bills that are out of control. Bankruptcy is intended to be a Fresh Start by erasing most debts. Contact us and we will determine if Bankruptcy is right for your situation.
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Consumer Bankruptcy or
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Defaulted Student Loans
Nationwide, student loan debt has significantly outpaced stagnant incomes. Federal repayment programs based on income can be helpful when dealing with federal loans but are complicated to navigate. Let us assist you with rehabilitating your defaulted federal student loans and getting you back on track. There are little to no programs available for private student loans but we can discuss available options.
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Defaulted Student Loans or
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Unfair Credit Reporting
The major credit bureaus are notorious for reporting inaccurate information on credit reports. Congress has provided a means to dispute and challenge your credit report. We can help you effectively dispute credit your report. If the credit bureaus fail to appropriately respond to your dispute we can take legal action against them and recover your damages including damage to your credit reputation.
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Inaccurate Credit Reports or
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Social Security Disability
Social Security Disability Income (SSDI) and Supplemental Security Income (SSI) are government-controlled disability insurance programs. There are times when workers become disabled and need to make a claim for disability benefits. Many applications are denied and need to be appealed. We can help you submit your claim and enforce your rights if your claim is denied unfairly.
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Social Security Disability or
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Map to PA Office

Map to NJ Office